Skip to content

Limited Company Loans in the UK

Flexible finance designed as an alternative to traditional bank loans.

Limited Company Loans: A Definition

Limited company loans are a type of financing designed for businesses that are registered as limited companies (Ltd) with Companies House. Different lenders offer a variety of limited company loans – suitable for all types of businesses, whether publicly or privately traded.

A limited company loan can help grow your business by boosting cash flow or financing new machinery and equipment.

How Can Limited Company Loans Help My Business?

Limited company loans can be used for any business purpose. As the loans are unsecured, you don’t need to worry about your assets being seized to recoup costs if you can’t meet repayments.

To qualify, traditional financing options often require detailed information on business finances, which can result in a long application process. Lenders will check if your business is registered with Companies House through your registration number and registered office address. Typically, traditional lenders like banks also require your business to have a good credit score to be able to offer you a limited company loan.

Our merchant cash advance is an alternative funding solution for limited companies registered in the UK. Unlike a bank loan, you don’t need a good credit score to access funds, and the application process is fast and straightforward.

Get a quote

Do I Qualify?

Qualification for our business cash advances is simple: Contact our customer services team to see if you are eligible.

In business for at least

12 months

Monthly credit and debit card turnover of at least

£10,000

Finance Academy

Explore our Finance Academy to understand all the financial acronyms and jargon, and take charge of your business’s financial success today!

Explore our guides

How a Merchant Cash Advance Works with 365:

A merchant cash advance is a type of limited company loan. With no APRs, interest rates or fixed monthly payments, repayments are automatically deducted from a small percentage of your debit and credit card sales. Typically, we can fund up to a 100% of your average monthly card sales. This means that if you process £10,000 per month, then you can receive up to £10,000 in funding.

Advantages of Our Limited Company Finance Alternative

Obtaining capital can be difficult for small businesses with little to no credit history or a poor credit score. Limited company loans may also require hard credit checks or security to access funds. If your business defaults, then your assets might be seized and sold to repay the business loan.

A merchant cash advance is an ideal alternative to limited company loans. There are no hard credit checks, and you don’t need to provide business plans or security to receive funding.

We offer a fast and easy online application process, with a funding decision within 24 hours. As there are no APRs, interest rates or fixed monthly payments, repayments are made through a small percentage of your future credit and debit card sales. This means you only repay when customers pay you.

We also provide a dedicated relationship manager to assist you with your funding application. Get a non-binding quote today.

How a Merchant Cash Advance Works

A merchant cash advance is an ideal type of no credit check loan. Instead of relying on your credit score, we assess your business’ recent debit and credit card transactions to determine affordability and produce a funding offer tailored for your business. Get in touch with our team today to receive a tailored quote. The loan application process is quick and easy, and we can give you a funding decision within 24 hours. There is no need for you to provide collateral or business plans, and we only conduct a soft credit check that does not affect your credit score. From this, we’re able to make a funding decision without running a hard check that will show on your credit report. Unlike a traditional bank loan, there are no interest rates or fixed monthly payments to worry about. Instead, repayments are taken from a small percentage of your future debit and credit card payments. We don’t require any APR as there is no fixed fee, just one all-inclusive cost that’s agreed on at the start, which never changes.

Awards

Women in Credit Awards - Employer of the Year 2023
Lending Awards - Alternative Lender of The Year 2022

Members

Awards

Women in Credit Awards - Employer of the Year 2023
Lending Awards - Alternative Lender of The Year 2022

Members

Repayments mirror the ups and downs of your business

A business processing £10,000/month in card sales can receive an unsecured cash loan of the same amount, with no interest rates or fixed terms. Repayments are automatic and based on a small percentage of monthly card sales.

Am I eligible for a Rev&U™ cash advance?

Has your business been trading for a minimum of 6 months?

Does your business’ monthly credit and debit card sales exceed £10,000?

How much capital does your business need?

Use our calculator and see how Rev&UTM could help your business.

£60,000 Up to £400,000
£50,000
1 – 3 years

£60,000

funding received

£100

for every card transaction

goes to your account

16% = £16

goes to 365 finance

A simple and secure way to finance your business

Apply 
in minutes

Complete the application form. It takes less than 5 minutes!

Relationship manager

Be allocated a relationship manager to assist with any queries.

Approval under 24h

A decision will be made under 24h.

Get your cash advance in days

Funding directly into your business bank account within days

    Great service throughout and very quick. Funds received in 3 days from application. I will not look elsewhere for funding!

    Max, Business owner

    Max, Business owner

    Great service throughout and very quick. Funds received in 3 days from application. I will not look elsewhere for funding!

    Max, Business owner

    Max, Business owner

Useful information

Finance Academy

Explore our Finance Academy to understand all the financial acronyms and jargon, and take charge of your business’s financial success today!

Explore our guides

Same Day Business Cash Advance

The flexible alternative to bank loans

Get a quote