Business Loans UK

An Alternative


At 365 Business Finance, we’re changing the way small and medium businesses obtain funding with our fast and flexible solutions.

With an unstable economy in recent years small business owners and entrepreneurs like you have become vitally important to the British economy.  You create jobs, contribute taxes and provide a valuable service to consumers and other businesses.. Funding criteria has become much tougher in the UK with traditional lenders ever more concerned with risk, making it increasingly difficult  for many small businesses to raise funds. Owners are continually told that in order to be considered for a loan, they need to complete lengthy and complicated application forms, put up security for the loans, and present detailed business plans, and even when businesses do qualify for loans, getting the funds can take weeks or months.

With our advances, you can get a cash injection of between £3,500 and £100,000 for your business in days. Unlike a bank loan, there is no fixed term, no fixed monthly payments and no APR’s. You simply repay an agreed percentage of your credit and debit card sales (typically between 5% and 20%), which means that you only pay us back when your customers pay you. So if you’re having a quiet month, your repayments automatically reduce, which helps you manage your cash flow.

  • Apply in minutes
  • Decision in 24 hours. 90% approval rate
  • Flexible repayments based on your business performance
  • No security or business plans required
  • One simple cost agreed upfront. No late fees or hidden extras.

easy merchant cash advances

Learn more about how 365 Business Finance can help grow your business

Do I Qualify?

Qualification for our business cash advances is simple:

Contact our customer services team to see if you are eligible.

  • In business for at least 12 months
  • Average monthly credit and debit card turnover of at least £5,000
Ready to grow your business?