Merchant Cash Advance Lenders

Our Merchant Cash Advances, also known as Business Cash Advances, are a great alternative to bank loans or overdrafts, and are a quick and simple way of raising unsecured capital for small and medium businesses. It’s a way of converting your future credit- and debit card sales into cash today.

DO I QUALIFY FOR A MERCHANT CASH ADVANCE?

Qualification for our merchant cash advances is simple: Contact our customer services team to see if you are eligible.

• In business for at least 12 months
• Average monthly credit and debit card turnover of at least £3,500

USE A MERCHANT CASH ADVANCE TO GROW YOUR BUSINESS

Merchant and business cash advances have been popular method for raising funds in the USA for many years, and in recent years, many business owners in the UK have discovered the product as funding from traditional sources has dried up. Unlike bank loans, our application process is fast and straightforward, we don’t require security or business plans, and the money can be in your account in days. We will normally advance to you up to 100% of your average monthly credit and debit card sales with a minimum advance of £3,500 up to a maximum of £100,000.

Structure Your Loan to Your Business

With our cash advances,  there is no fixed term, no fixed monthly payments and no APR’s. You simply repay an agreed percentage of your credit and debit card sales (typically between 5% and 20%), which means that you only pay us back when your customers pay you. So if you’re having a quiet month, your repayments automatically reduce, which helps you manage your cash flow.

• Apply in minutes
• Decision in 24 hours. 90% approval rate
• One simple all inclusive cost agreed upfront
• Flexible repayments based on your business performance
• No security or business plans required