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How does a Business Cash Advance work?

Raise between £5,000 and £200,000 in unsecured finance for your business today, with a business cash advance. Repayments are taken from a small percentage of your future debit and credit card payments.

You only repay us when your customers pay you - so when sales are down, repayments are lower.

Your repayments follow your cash flow

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Apply online in minutes

Use your future credit and debit card sales to raise unsecured business finance, today.

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Get your funds in days

Receive a lump sum directly into your bank account to use on any business requirement.

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Watch your business grow

Increase profitability without putting pressure on your cash flow.

How much capital does your business need?

Get a no-obligation quote now

£5,000 - £15,000£15,000 - £50,000£50,000 - £100,000Most popular£100,000+

*Your application has no effect on your credit score 

How much capital does your business need?

Get a no-obligation quote now

£ 50,000 - £100,000Most popular

*Your application has no affect on your credit score 

Advantages of our Business Cash Advance

ad-1.pngSimple application process. 90% approval rate.

ad-1.pngSimple process

Most applications are approved within 24 hours. 

ad-2.pngDedicated relationship manager.

ad-2.pngRelationship

Enjoy the benefits of a dedicated funding specialist.

ad-3.pngRaise between £5,000 and £200,000.

ad-3.pngFunding

Flexible finance available with repayments that mirror your monthly card sales.

ad-4.pngNo security or business plan required.

ad-4.pngNo Admin

Unsecured, fast and flexible finance.

ad-5.pngNo fixed term or monthly payments.

ad-5.pngFlexibility

Repayments mirror your credit and debit card sales.

ad-6.pngOne simple all-inclusive cost.

ad-6.pngSimplicity

Fixed total repayment amount.

ad-7.pngPayback when you sell.

ad-7.pngRepayments

Only repay when you sell to your customers.

ad-8.pngNo admin fees, APR’s and hidden extras.

ad-8.pngTransparency

A funding partner with no hidden unwanted surprises.

Compare the difference between our Business Cash Advances and a traditional Bank Loan

Compare here

The Repayment Process of a Business Cash Advance

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Agree a fixed percentage of your credit and debit card sales to repay the business cash advance (typically between 5% and 17% of your card sales).
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Sell to your customers on your credit and debit card terminals.
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The pre-agreed percentage is automatically deducted from your daily transactions at point of sale and you will receive the balance of your funds as normal into your regular bank account.
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This is automated so there is no change to the time it takes for you to receive your money.
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The daily amount deducted then reduces the balance outstanding on the business cash advance.
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Collections stop automatically once the cash advance has been repaid in full.

Application Process

  • Complete a simple application form
  • Be allocated a relationship manager to assist with any queries
  • Decision in under 24 hours
  • Funding directly into your business bank account within days

Am I eligible to receive a business cash advance?

Has your business been trading for a minimum of 6 months?

YesNo

Does your businesses monthly credit and/ or debit card sales exceed £5,000?

YesNo

You are eligible!

Apply Now

Repayments are flexible & automatic

£
£

Less than 6 months

These figures are estimates
Contact us to get an accurate quote

£0 *

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0%

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£0

Goes to your account

0%

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£0

Goes to 365 Business Finance

* The total amount funded will also include a one-off fee which never changes.

We estimate a repayment term for your required funding of between: 6 month to (whatever the calculator indicates based on the amount of funding)

Offers are based on a percentage of your card sales. Please continue to the registration form where we would be happy to contact you to discuss your businesses funding requirements.

Estimated Repayment Term

  • Funded amount including fixed fee

  • Daily takings

  • Card Split

  • Days to repay

  • Months to repay

Daily Repayments Calculation

  • Maximum Amount Monthly (6 months term)

  • Maximum Amount Daily

  • Minimum Amount Monthly (10 months Term)

  • Maximum Amount Daily

Business Cash Advance:

The flexible alternative to bank loans

Get a quote