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How does a Business Cash Advance work?

Raise between £10,000 and £300,000 in unsecured finance for your business today, with a business cash advance. Repayments are taken from a small percentage of your future debit and credit card payments.

You only repay us when your customers pay you - so when sales are down, repayments are lower.

Your repayments follow your cash flow



Apply online in minutes

Use your future credit and debit card sales to raise unsecured business finance, today.


Get your funds in days

Receive a lump sum directly into your bank account to use on any business requirement.


Watch your business grow

Increase profitability without putting pressure on your cash flow.

How much capital does your business need?

Get a no-obligation quote now

£10,000 - £25,000£25,000 - £50,000Most popular£100,000+

*Your application has no effect on your credit score 

How much capital does your business need?

Get a no-obligation quote now

£ 50,000 - £100,000Most popular

*Your application has no affect on your credit score 

Advantages of our Business Cash Advance

ad-1.pngSimple application process. 90% approval rate.

ad-1.pngSimple process

Most applications are approved within 24 hours. 

ad-2.pngDedicated relationship manager.


Enjoy the benefits of a dedicated funding specialist.

ad-3.pngRaise between £5,000 and £200,000.


Flexible finance available with repayments that mirror your monthly card sales.

ad-4.pngNo security or business plan required.

ad-4.pngNo Admin

Unsecured, fast and flexible finance.

ad-5.pngNo fixed term or monthly payments.


Repayments mirror your credit and debit card sales.

ad-6.pngOne simple all-inclusive cost.


Fixed total repayment amount.

ad-7.pngPayback when you sell.


Only repay when you sell to your customers.

ad-8.pngNo admin fees, APR’s and hidden extras.


A funding partner with no hidden unwanted surprises.

Compare the difference between our Business Cash Advances and a traditional Bank Loan

Compare here

The Repayment Process of a Business Cash Advance

Agree a fixed percentage of your credit and debit card sales to repay the business cash advance (typically between 5% and 17% of your card sales).
Sell to your customers on your credit and debit card terminals.
The pre-agreed percentage is automatically deducted from your daily transactions at point of sale and you will receive the balance of your funds as normal into your regular bank account.
This is automated so there is no change to the time it takes for you to receive your money.
The daily amount deducted then reduces the balance outstanding on the business cash advance.
Collections stop automatically once the cash advance has been repaid in full.

Application Process

  • Complete a simple application form
  • Be allocated a relationship manager to assist with any queries
  • Decision in under 24 hours
  • Funding directly into your business bank account within days

Am I eligible to receive a business cash advance?

Has your business been trading for a minimum of 6 months?


Does your businesses monthly credit and/ or debit card sales exceed £10,000?


You are eligible!

Apply Now

Repayments are flexible & automatic


Less than 6 months

These figures are estimates
Contact us to get an accurate quote

£0 *






Goes to your account




Goes to 365 Business Finance

* The total amount funded will also include a one-off fee which never changes.

We estimate a repayment term for your required funding of between: 6 month to (whatever the calculator indicates based on the amount of funding)

Offers are based on a percentage of your card sales. Please continue to the registration form where we would be happy to contact you to discuss your businesses funding requirements.

Estimated Repayment Term

  • Funded amount including fixed fee

  • Daily takings

  • Card Split

  • Days to repay

  • Months to repay

Daily Repayments Calculation

  • Maximum Amount Monthly (6 months term)

  • Maximum Amount Daily

  • Minimum Amount Monthly (10 months Term)

  • Maximum Amount Daily

Business Cash Advance:

The flexible alternative to bank loans

Get a quote