What is a Business Cash Advance?

A business cash advance from 365 Business Finance has proven to be a valuable source of funding to many UK franchisees, enabling them to take the next steps on their business journey. Whether its opening a second, third or fourth franchise, redecorating, buying stock, hiring staff or taking care of an unexpected bill, a merchant or business cash advance empowers small business owners to continue striving for success.

  • No APR or fixed-monthly payments
  • Over 90% of applications approved
  • No-security or business plan required
Merchant Cash Advance:
The flexible alternative to bank loans

As a franchise owner, 365 Business Finance could help your business by financing a cash injection of between £5000 and £200000. A merchant cash advance from 365 Business Finance has no fixed term, no hidden APR or fixed monthly payments. Franchisees agree repayment terms in advance and these repayments simply mirror your debit and credit card sales. To put it simply when your franchise has a successful month and makes robust sales you pay the advance back quicker, and when sales are slower your repayments decrease. There is no cash flow strain placed on your business.

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Apply in Minutes

Use future credit and debit card sales to raise a business cash advance today.

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Get your cash advance in days

Receive a lump sum directly into your bank account.

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Watch your business grow

 Repay a small portion of your monthly credit/debit card transactions.

How a Merchant Cash Advance works with 365:

A business that processes £10,000 per month in credit and debit card sales, is eligible to receive £10,000 in an unsecured business cash advance, with no APR or fixed-terms, and repayments based on your monthly card sales.

Flexible finance for businesses

Get a quoteIt only takes 5mins

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Only repay us when your customers pay you!

Merchant cash advances for growth

Does your business need a traditional loan alternative?

A 365 merchant cash advance, is a sensible funding alternative to bank loans for small businesses. Your business could borrow between £5,000 and £200,000 and repayments are designed to mirror your cash flow, so when sales are better more is repaid.

Agree one, upfront all-inclusive cost that never changes.

  • 90% approval rate
  • Approval within 24 hours
  • No APR or other hidden charges
  • No security or business plan required
  • Apply for a business cash advance online in minutes
  • Flexible repayments based on your debit & credit card sales

Benefits of unsecured business cash advance for a franchisee 

Running a successful franchise can be challenging, in most cases the master franchisor will provide plenty of support and perhaps even identify a source of start-up funding, what they can’t do however is provide the continuous source of finance and funding that is required by the franchisee to ensure the ongoing growth and success of the business. A merchant cash advance is a valuable alternative to a bank loan, its is an alternative finance solution that is sympathetic to the seasonal ebbs and flows of the small business and as such its repayment terms are flexible and fair.

Examples of how 365 Business Finance has benefitted Franchise owners:

  • General working Capital
  • Finance the acquisition of further franchise operations
  • Refurbishments of existing franchise
  • Purchase lease on premises
  • Purchase of stock and equipment

Am I eligible to receive a merchant cash advance?

  • Your business must be trading for a minimum of 6 months;
  • Minimum monthly credit and/or debit card sales of £5,000.

Flexible finance for businesses

Get a quoteIt only takes 5mins

A merchant cash advance program

365 Business Finance has helped over 650 small and medium sized business in the UK, many of them franchises, and has a Trust Pilot customer satisfaction rating of 94%. Eligibility is based on two simple factors, the value of your debit and credit card transactions, which needs to exceed £5000, and your franchise needs to have been trading for at least six months.

Trust 365

365 Business Finance has an experienced team of funding specialists and advisor’s adept at working with franchises all over the UK. The franchise business model, and the ongoing funding requirements associated with franchise growth is something the funding advisors at 365 Business Finance are very familiar with.

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We will be your business cash advance partner and help you grow your business.

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We will be your business cash advance partner and help you grow your business

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We will be your business cash advance partner and help you grow your business.

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Each customer is assigned a senior finance specialist who will be available at your convenience.

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We will be your business cash advance partner and help you grow your business.

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We ensure that every phone call and email is responded to efficiently and in a timely manner. We welcome your feedback and any suggestions you may have.

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We will be your business cash advance partner and help you grow your business.

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We will always be transparent in our dealings with you. Our fee is clearly disclosed upfront and there are no hidden costs, admin fees or extras.

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We will be your business cash advance partner and help you grow your business.

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We ensure that any data you provide to us remains confidential.

A cash advance could be in your account in today!

Get a no-obligation quote now!

Get a quote

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Frequently Asked Questions View All

Our merchant cash advances are designed as a quick and easy business funding solution, for small businesses looking to raise between £5,000 and £200,000 for your business. Unlike a regular loan, there are no fixed weekly or monthly payments. You simply pay back a small percentage of your credit and debit card sales, which means that you only pay us back when you sell to your customers.

So if you’re having a quiet month, your repayments automatically reduce, which helps you manage your cash flow.

There is an all-inclusive cost that gets added to the advance, so there are no interest charges, APR’s or late fees.

  • Apply in minutes
  • 90% approval rate
  • Approval within 24 hours
  • No security or business plans required
  • Flexible repayments based on your card sales
  • One simple all inclusive cost, that never changes, agreed upfront

We understand that as business owners and entrepreneurs, your time is important and you need quick answers so that you can focus on your core business.

That’s why we've designed our business cash advances funding process to be fast, simple and hassle-free. We don’t require business plans or security for our alternative cash finance, and your advance will be approved in under 24 hours. The processing of the repayments happens automatically so there is no disruption to your business.

Best of all, it’s a cash flow friendly solution for your business designed to match your business performance, so you pay us back when you sell to your customers.

Unlike regular bank loans, there are no fixed weekly or monthly repayments on a merchant cash advance with 365. You simply pay back a small percentage of your credit and debit card sales, which means that you only pay us back when you sell to your customers.

So when sales are down, the repayment amount is also low which helps you manage your cash flow, especially during quiet months. Instead of charging you interest on the advance based on the length of time it is outstanding, there is a single, all-inclusive cost added to the advance, so there are no APR’s or late fees.

Best of all, the application process is much simpler than for a regular bank loan, and your advance will be approved in 24 hours and you can have the funds in your bank account within days.

See the comparison between our unsecured business cash advances and a traditional bank loan, here.

Click the “Get a quote” button for a no-obligation quote on a merchant cash advance.

Alternatively you can email us oninfo@365businessfinance.co.ukor call0207 1000 365to speak with one of our representatives.

  • You have been in business for at least 12 months
  • Your average credit and/or debit cards sales during this period are at least £5,000 per month.

Alternatively you can email us oninfo@365businessfinance.co.ukor call0207 1000 365to speak with one of our representatives.

Our cash advances range from a minimum of £5,000 up to a maximum of £200,000, in unsecured capital funding.

Our maximum advance size depends on your average monthly credit and/or debit card sales. Typically we can offer up to 100% of your monthly card takings. Should you require more, please call our office for a bespoke quote to match your needs.

Unlike a regular bank loan, there are no interest charges or APR’s on an unsecured merchant cash advance with 365. You pay a single, all-inclusive cost, which gets added to the cash advance and remains the same irrespective of the length of time it takes to repay.

There are no application fees, admin charges or hidden extras.

Contact our customer service team for a no-obligation quote on our quick business loans. 

You repay a small, agreed portion of your credit and debit card sales, which then reduces the balance outstanding on one of our.

So if you are having a quiet month, the repayment amount is also low which helps you manage your cash flow. There is no term on the product, so there are no additional charges if the advance takes longer than expected to repay.

You simply pay back a small, pre-agreed portion of your credit and debit card sales, so the exact length of time it takes to pay back a merchant cash advance depends on when you make sales to your customers. There are no fixed weekly or monthly payments.

No security is required for our unsecured merchant cash advances. To find out more information, readhere.

Yes, we provide ongoing cash advances for small to medium UK businesses.

Our merchant cash advances are fully flexible, so you can always apply for additional funding elsewhere.

We partner with a number of financial brokers and introducers to help their clients secure unsecured funding for their businesses, through an unsecured business cash advance.

We offer training to help you understand our products and gain access to co-branded materials, a dedicated broker contact and a competitive commission scheme.

So contact us on brokers@365businessfinance.co.uk or 0207 1000 365 to find out more about our broker referral scheme.

See why more businesses are turning to a merchant cash

advance as a sensible alternative to bank loans.

Get a no-obligation quote now!

Get a quote