Convenient, Flexible Funding for Female Business Owners

Looking for a flexible source of funding for your female-owned business? Our experienced team is here to help. 

There are now almost 1.5 million self-employed women in the United Kingdom, meaning women account for almost a third of self employment. From small, local businesses to large companies, women now make up a large percentage of business leadership roles throughout the UK.  

Our flexible business funding is designed from the ground up to meet the specific requirements of female business owners. As a female business owner, you can use it on its own or alongside other funding options, such as business grants for women. 

Unlike a conventional loan, there’s no need to worry about monthly interest or APR. Instead, you can pay back your merchant cash advance through a small percentage (typically 5% to 20%) of your business’s daily debit and credit card sales. 

From top to bottom, our funding is designed not just to help your business grow and prosper, but to provide the flexibility you need to put your business first. 

How Our Business Funding Works

Our flexible small business funding is ideal for female business owners. Whether you want to expand your business or just need extra capital to operate, we’re here to provide the flexible financing you need to achieve your goals.

  • No APR or fixed monthly payments
  • Over 90% of applications approved
  • No security or business plan required

Am I Eligible for Business Funding? 

To be eligible for business funding, we ask two simple questions:

  • Has your business been trading for a minimum of six months?
  • Does your business’s monthly credit and/or debit card sales exceed £5,000?

See why more businesses are turning to 365 as a sensible alternative to bank loans.

Get a no-obligation quote now!

Get a quote

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Apply in Minutes

Use future credit and debit card sales to raise a business cash advance today.

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Get your cash advance in days

Receive a lump sum directly into your bank account.

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Watch your business grow

 Repay a small portion of your monthly credit/debit card transactions.

How it works with 365:

A business that processes £10,000 per month in credit and debit card sales, is eligible to receive £10,000 in an unsecured business cash advance, with no APR or fixed-terms, and repayments based on your monthly card sales.

Flexible finance for businesses

Get a quoteIt only takes 5mins

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Only repay us when your customers pay you!

About Our Women Entrepreneurs Finance

Over the last decade, the number of women involved in businesses of all sizes in the UK has grown dramatically. Despite this, women still remain underrepresented in many areas of the business world, from the top positions of large corporations to small businesses.

Our financing for women entrepreneurs is designed to provide women with equal access to the flexible, reliable financing that’s required to build, develop and grow a business. 

Unlike a conventional small business loan, our financing doesn’t involve any fixed terms, hidden APR or fixed monthly payments. Instead, you’ll repay your funding via a small percentage of the credit and debit card transactions your business processes every month.

This means that you’ll only pay us when your customers pay you, letting you focus on running your business instead of worrying about fixed monthly repayments and interest rates.

Our financing for female entrepreneurs is designed for businesses of all types, from local shops to growing enterprises. Using our financing, you can:

  1. Increase your working capital, giving you more money to pay your staff, suppliers and other key parties on whom your business depends.
  2. Expand your business by opening new locations, making use of new sales channels and taking other steps to increase your reach.
  3. Market your business more effectively by purchasing advertising, hiring new sales staff and using other techniques to promote your products and services.
  4. Refurbish your location to make your local business more appealing and increase interest from potential customers.
  5. Purchase the lease on your premises so that you can focus on growing your business instead of worrying about rent.
  6. Invest in new inventory and equipment to expand the range of products and services your business offers and fuel long-term growth.

How Our Small Business Loans for Women Work

Our small business funding is designed to help you operate and grow your business, all without the downsides of a conventional business loan.

While a normal small business loan has advantages, it also has a long list of disadvantages that can make running your business a challenge. The biggest of these is the fact that you’ll need to repay a fixed amount of your loan every month, regardless of how much your business earns.

Our business funding is designed to scale up and down with your business, meaning you’ll only ever pay us when your customers pay you. Instead of dealing with a fixed monthly payment, you can pay back your cash advance via a small percentage of your credit and debit card sales. 

This makes our funding a perfect option if your business experiences changes in demand over the course of the year, such as during a particular season. Our repayment process is handled automatically Lloyds Bank Cardnet, meaning you won’t need to keep track of any extra bills. 

Getting started is easy. Depending on the size of your business, you can borrow from £5,000 to £200,000 in unsecured financing. Our business funding is available for female-owned small and medium-sized businesses of all types, from restaurants to retail business and more.

In order to qualify, you’ll need to have a trading history of at least six months. You’ll also need to process at least £5,000 in credit and/or debit card sales every month. If your business is eligible, one of our dedicated funding advisors will assist you with the entire process.

After you’re approved, you’ll receive your small business funding directly via bank deposit. We’ll deduct a small, agreed-upon percentage of your monthly credit and/or debit card sales until the balance is repaid, allowing you to focus 100% of your attention on to your business. 

Am I eligible?

  • Your business must be trading for a minimum of 6 months;
  • Minimum monthly credit and/or debit card sales of £5,000.

Flexible finance for businesses

Get a quoteIt only takes 5mins

A merchant cash advance program for your business

Determining the correct funding product or source of finance is vitally important if the business is to remain profitable, sustainable and in good health. Business owners should make sure they do a thorough investigation of the products available as often loans available from the mainstream lenders and high street banks, on the face of it seem like a good idea but they can turn out to be inhibitors to the success of a business. Paying for the capital you need rather than the capital available is a far more prudent approach and working capital loans offer this alternative. A merchant cash advance that considers the businesses sales when calculating the flexible monthly repayment, could also be a preferred option to a small growing business.

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We will be your business cash advance partner and help you grow your business.

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We will be your business cash advance partner and help you grow your business

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We will be your business cash advance partner and help you grow your business.

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Each customer is assigned a senior finance specialist who will be available at your convenience.

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We will be your business cash advance partner and help you grow your business.

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We ensure that every phone call and email is responded to efficiently and in a timely manner. We welcome your feedback and any suggestions you may have.

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We will be your business cash advance partner and help you grow your business.

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We will always be transparent in our dealings with you. Our fee is clearly disclosed upfront and there are no hidden costs, admin fees or extras.

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We will be your business cash advance partner and help you grow your business.

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We ensure that any data you provide to us remains confidential.

Ready to get started?

Join hundreds of UK business owners and access the cash you need to help your business grow and prosper.

Get a no-obligation quote now!

Get a quote

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Frequently Asked Questions View All

Our merchant cash advances are designed as a quick and easy business funding solution, for small businesses looking to raise between £5,000 and £200,000 for your business. Unlike a regular loan, there are no fixed weekly or monthly payments. You simply pay back a small percentage of your credit and debit card sales, which means that you only pay us back when you sell to your customers.

So if you’re having a quiet month, your repayments automatically reduce, which helps you manage your cash flow.

There is an all-inclusive cost that gets added to the advance, so there are no interest charges, APR’s or late fees.

  • Apply in minutes
  • 90% approval rate
  • Approval within 24 hours
  • No security or business plans required
  • Flexible repayments based on your card sales
  • One simple all inclusive cost, that never changes, agreed upfront

We understand that as business owners and entrepreneurs, your time is important and you need quick answers so that you can focus on your core business.

That’s why we've designed our business cash advances funding process to be fast, simple and hassle-free. We don’t require business plans or security for our alternative cash finance, and your advance will be approved in under 24 hours. The processing of the repayments happens automatically so there is no disruption to your business.

Best of all, it’s a cash flow friendly solution for your business designed to match your business performance, so you pay us back when you sell to your customers.

Unlike regular bank loans, there are no fixed weekly or monthly repayments on a merchant cash advance with 365. You simply pay back a small percentage of your credit and debit card sales, which means that you only pay us back when you sell to your customers.

So when sales are down, the repayment amount is also low which helps you manage your cash flow, especially during quiet months. Instead of charging you interest on the advance based on the length of time it is outstanding, there is a single, all-inclusive cost added to the advance, so there are no APR’s or late fees.

Best of all, the application process is much simpler than for a regular bank loan, and your advance will be approved in 24 hours and you can have the funds in your bank account within days.

See the comparison between our unsecured business cash advances and a traditional bank loan, here.

Click the “Get a quote” button for a no-obligation quote on a merchant cash advance.

Alternatively you can email us oninfo@365businessfinance.co.ukor call0207 1000 365to speak with one of our representatives.

  • You have been in business for at least 12 months
  • Your average credit and/or debit cards sales during this period are at least £5,000 per month.

Alternatively you can email us oninfo@365businessfinance.co.ukor call0207 1000 365to speak with one of our representatives.

Our cash advances range from a minimum of £5,000 up to a maximum of £200,000, in unsecured capital funding.

Our maximum advance size depends on your average monthly credit and/or debit card sales. Typically we can offer up to 100% of your monthly card takings. Should you require more, please call our office for a bespoke quote to match your needs.

Unlike a regular bank loan, there are no interest charges or APR’s on an unsecured merchant cash advance with 365. You pay a single, all-inclusive cost, which gets added to the cash advance and remains the same irrespective of the length of time it takes to repay.

There are no application fees, admin charges or hidden extras.

Contact our customer service team for a no-obligation quote on our quick business loans. 

You repay a small, agreed portion of your credit and debit card sales, which then reduces the balance outstanding on one of our.

So if you are having a quiet month, the repayment amount is also low which helps you manage your cash flow. There is no term on the product, so there are no additional charges if the advance takes longer than expected to repay.

You simply pay back a small, pre-agreed portion of your credit and debit card sales, so the exact length of time it takes to pay back a merchant cash advance depends on when you make sales to your customers. There are no fixed weekly or monthly payments.

No security is required for our unsecured merchant cash advances. To find out more information, readhere.

Yes, we provide ongoing cash advances for small to medium UK businesses.

Our merchant cash advances are fully flexible, so you can always apply for additional funding elsewhere.

We partner with a number of financial brokers and introducers to help their clients secure unsecured funding for their businesses, through an unsecured business cash advance.

We offer training to help you understand our products and gain access to co-branded materials, a dedicated broker contact and a competitive commission scheme.

So contact us on brokers@365businessfinance.co.uk or 0207 1000 365 to find out more about our broker referral scheme.

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