Funding for Retailers

Retail business funding made simple

Our Merchant cash advances offer retailers  an alternative business funding solution, that could secure them a capital boost of up to £200,000 in unsecured business finance.

Unlike traditional bank loans, there is no fixed term, APR or fixed monthly repayments.

You simply repay an agreed percentage of your credit and debit card sales, which means  you only pay us back when your customers pay you.

Some examples of how retail store owners have utilised our business cash advances:

About our retail financing services

From purchasing new inventory to paying your staff, your retail business depends on access to capital in order to operate and grow.

Our merchant cash advances are designed for retail businesses in need of an instant, flexible form of financing. Unlike a conventional bank loan, you can borrow from £5,000 to £200,000 without any hidden APR risks or fixed monthly repayments.

From small retail businesses to growing companies, we work with retail businesses of all types and sizes. After approval, you can use your merchant cash advance to:

• Increase your working capital, letting you pay employees, suppliers and contractors without having to be subject to fluctuations in your business’s cash flow.
  

• Purchase inventory in bulk, helping you spend less on stock and increase your retail store’s profit margin.
  

• Pre-purchase extra stock before a busy seasonal period to maximise your sales and increase revenue.
  

• Advertise your business online, in print or through other channels to drive foot traffic and increase sales.
  

• Finance refurbishments and expansions to enhance your retail presence and grow your brand.
  

• Purchase the lease on your property to truly grow your location and enhance your business.

How our retail financing works

Running and growing a retail business requires constant, steady access to cash. Our merchant cash advances are designed for small and mid-sized retail businesses seeking a flexible source of capital for everything from day-to-day operations to purchasing.

With our retail financing, you can access from £5,000 to £200,000 to fund your retail business, all without the disadvantages of a conventional bank loan.

Instead of making a fixed monthly repayment for the entire loan term, you’ll pay a small, agreed upon percentage of your business’s credit and debit card sales until you’ve paid back the cash advance.

This way, there’s no need to worry about making costly payments when sales are slow. Instead, you can pay back more of your merchant cash advance during highly profitable months, all with lower payments when sales are lower.

There’s also no fixed APR or fixed loan term to worry about -- from A to Z, the entire process is designed to be flexible and designed with the needs of your business in mind, letting you focus on running your business instead of stressing about repayments.

Depending on your business’s monthly credit and debit card sales, you could access between £5,000 and £200,000 in instant financing.

In order to qualify for financing, your retail business needs to process at least £5,000 in monthly credit and/or debit card sales. You’ll also need to have been trading for a continuous period of at least six months.

After receiving your application, you’ll be assigned a dedicated funding advisor, who’ll help you through the entire process. If your application is successful, you’ll receive the entire amount of cash as a lump sun in your business’s bank account.

As for repayments, you’ll only ever need to pay a small, agreed upon percentage of your credit and debit card sales revenue. From beginning to end, there’s no hidden APR or costly monthly repayments to worry about.

This way, you’re free to focus on using your capital effectively, helping you build, operate and grow your retail business.