From paying your staff and suppliers to marketing your business, operating a pub requires a steady, consistent source of cash flow. Our merchant cash advance is designed to help you access the capital you need to manage your pub and grow your business.
Using a merchant cash advance, you’ll receive between £5,000 and £200,000 without many of the downsides of a conventional bank loan. After approval, you’re free to use your pub financing to:
Increase your working capital, allowing you to pay your staff, suppliers and contractors without having to worry cash flow issues.
Expand your business, whether by outfitting and preparing a new location or through an expansion to your existing location.
Purchase new stock, ranging from new beverages to an improved menu to expand your target audience.
Refurbish and improve your pub with new furniture, improved decor, new equipment or other improvement.
Advertise your business to bring in more customers, strengthen your brand and boost your pub’s sales revenue.
Purchase the lease on your premises to strengthen your business and increase your profit margin.
Our pub financing is designed specifically for pub owners looking to access between £5,000 and £200,000 in unsecured funding.
In order to qualify for pub financing, your business will need to have been trading for a minimum period of six months or more. You’ll also need to generate at least £5,000 in monthly credit and debit card sales.
You’ll be helped by a dedicated funding advisor throughout the entire process, from applying for financing to receiving your funding.
After approval, you’ll receive the complete amount of funding as a lump sum in your pub’s bank account. In exchange, you’ll pay a small, agreed upon percentage of your total credit and debit card sales every month to repay the merchant cash advance.
This way, there’s no need to worry about a set monthly payment. When business is good, you’ll pay off your merchant cash advance faster; when business is slow, you’ll be able to only pay a small amount that doesn’t affect your monthly cash flow.