Pub funding made simple

Our merchant cash advances of between £5,000 and £200,000, have helped many pub owners secure business funding to carry out renovations, improve cash flow and much more.

Unlike traditional bank loans, thereisno fixed term or fixed monthly payment with a merchant cash advance. You simply repay an agreed percentage of your credit and debit card sales, which means that you only pay us back when your customers pay you.

Some examples of how pub and bar owners have utilised our cash advances:
  • Marketing and advertising
  • General working capital needs
  • Expansions and refurbishments
  • Purchasing of stock and equipment
  • Purchasing the lease on your premises.

Am I eligible for Pub financing?

To be eligible for a merchant cash advance we ask 2 simple questions:

Has your business been trading for a minimum of 6 months?

YesNo

Does your businesses monthly credit and/ or debit card sales exceed £5,000?

YesNo

You are eligible!

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How much capital does your business need?

Get a no-obligation quote now

£5,000 - £15,000£15,000 - £50,000£ 50,000 - £100,000Most popular£100,000+

*Your application has no affect on your credit score 

About our pub funding

From paying your staff and suppliers to marketing your business, operating a pub requires a steady, consistent source of cash flow. Our merchant cash advance is designed to help you access the capital you need to manage your pub and grow your business.

Using a merchant cash advance, you’ll receive between £5,000 and £200,000 without many of the downsides of a conventional bank loan. After approval, you’re free to use your pub financing to:

  • Increase your working capital, allowing you to pay your staff, suppliers and contractors without having to worry cash flow issues.

  • Expand your business, whether by outfitting and preparing a new location or through an expansion to your existing location.

  • Purchase new stock, ranging from new beverages to an improved menu to expand your target audience.

  • Refurbish and improve your pub with new furniture, improved decor, new equipment or other improvement.

  • Advertise your business to bring in more customers, strengthen your brand and boost your pub’s sales revenue.

  • Purchase the lease on your premises to strengthen your business and increase your profit margin.

How our pub funding works


Our pub financing is designed specifically for pub owners looking to access between £5,000 and £200,000 in unsecured funding.

In order to qualify for pub financing, your business will need to have been trading for a minimum period of six months or more. You’ll also need to generate at least £5,000 in monthly credit and debit card sales.

You’ll be helped by a dedicated funding advisor throughout the entire process, from applying for financing to receiving your funding.

After approval, you’ll receive the complete amount of funding as a lump sum in your pub’s bank account. In exchange, you’ll pay a small, agreed upon percentage of your total credit and debit card sales every month to repay the merchant cash advance.


This way, there’s no need to worry about a set monthly payment. When business is good, you’ll pay off your merchant cash advance faster; when business is slow, you’ll be able to only pay a small amount that doesn’t affect your monthly cash flow.

Merchant Cash Advance:

The flexible alternative to bank loans

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