Business funding made simple

At 365 Business Finance, we provide business cash advances to thousands of small businesses in the UK, including cycle shops, convenience stores, butchers, greengrocers, pet  stores, garden centres, sports shops, off-licenses, shoe repairs, cash and carry, and just about any other small UK business that accepts debit and credit cards.

Unlike a bank loan, there is no fixed term or fixed monthly repayments.

With a merchant cash advance, you simply repay an agreed percentage of your credit and debit card sales, which means you only pay us back when your customers pay you.

Examples of using our cash advances:
  • Purchasing leases
  • Bulk stock purchases
  • Equipment purchases
  • Website development
  • Marketing and advertising
  • Expansions & Refurbishments
  • General working capital needs
  • Opening an additional business.

Am I eligible for An Unsecured Cash Advance?

To be eligible for a merchant cash advance we ask 2 simple questions:

Has your business been trading for a minimum of 6 months?


Does your businesses monthly credit and/ or debit card sales exceed £5,000?


You are eligible!

Apply Now

Advantages of our Business Cash Advance

ad-1.pngSimple application process. 90% approval rate.

ad-1.pngSimple process

Most applications are approved within 24 hours. 

ad-2.pngDedicated relationship manager.


Enjoy the benefits of a dedicated funding specialist.

ad-3.pngRaise between £5,000 and £200,000.


Flexible finance available with repayments that mirror your monthly card sales.

ad-4.pngNo security or business plan required.

ad-4.pngNo Admin

Unsecured, fast and flexible finance.

ad-5.pngNo fixed term or monthly payments.


Repayments mirror your credit and debit card sales.

ad-6.pngOne simple all-inclusive cost.


Fixed total repayment amount.

ad-7.pngPayback when you sell.


Only repay when you sell to your customers.

ad-8.pngNo admin fees, APR’s and hidden extras.


A funding partner with no hidden unwanted surprises.

Compare the difference between our Business Cash Advances and a traditional Bank Loan

Compare here

How much capital does your business need?

Get a no-obligation quote now

Less than £ 5,000£ 5,000 - £ 50,000£ 50,000 - £100,000Most popularMore than £100,000

*Your application has no affect on your credit score

Merchant Cash Advance:

The flexible alternative to bank loans

Get a quote

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