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Business funding made simple

At 365 Business Finance, we provide business cash advances to thousands of small businesses in the UK, including cycle shops, convenience stores, butchers, greengrocers, pet  stores, garden centres, sports shops, off-licenses, shoe repairs, cash and carry, and just about any other small UK business that accepts debit and credit cards.

Unlike a bank loan, there is no fixed term or fixed monthly repayments.

With a merchant cash advance, you simply repay an agreed percentage of your credit and debit card sales, which means you only pay us back when your customers pay you.

Examples of using our cash advances:
  • Purchasing leases
  • Bulk stock purchases
  • Equipment purchases
  • Website development
  • Marketing and advertising
  • Expansions & Refurbishments
  • General working capital needs
  • Opening an additional business.

Am I eligible for An Unsecured Cash Advance?

To be eligible for a merchant cash advance we ask 2 simple questions:

Has your business been trading for a minimum of 6 months?


Does your businesses monthly credit and/ or debit card sales exceed £10,000?


You are eligible!

Apply Now

How much capital does your business need?

Get a no-obligation quote now

£ 50,000 - £100,000Most popular

*Your application has no affect on your credit score 

Merchant Cash Advance:

The flexible alternative to bank loans

Get a quote