365 Business Finance offers an alternative to smaller businesses from unsecured bank loans and overdrafts that often require you to jump through hoops only to find you don’t reach the criteria. We offer fast and flexible merchant cash advances to small businesses that accept credit and debit cards as payment. Our advances are designed to ensure that repayments are affordable and easily manageable, and match your business’s performance.
With our advances, there is no fixed term, no fixed monthly payments and no APR’s. You simply repay an agreed percentage of your credit and debit card sales (typically between 5% and 20%), which means that you only pay us back when your customers pay you. So if you’re having a quiet month, your repayments automatically reduce, which helps you manage your cash flow.
- Apply in minutes
- Decision in 24 hours. 90% approval rate
- Flexible repayments based on your business performance
- No security or business plans required
- One simple cost agreed upfront. No late fees or hidden extras.
Do I Qualify?
Qualification for our business cash advances is simple:
Contact our customer services team to see if you are eligible.
- In business for at least 12 months
- Average monthly credit and debit card turnover of at least £5,000