Comparing Business Loans To Business Cash Advances
At 365 Business Finance, we’re changing the way small to medium businesses obtain funding with our alternative business funding soluitions.
Learn more about how 365 Business Finance can help grow your business
Unsecured cash advances are a sensible alternative to traditional bank loans and overdrafts, specifically designed to match your business’ cash flows.
Unlike a bank loan, our business cash advances feature no monthly fixed terms or repayments. You simply repay a small percentage of your credit and debit card sales, which means you only pay us back when your customers pay you.
Instead of charging you interest on the advance based on the length of time it is outstanding, there is a single, all inclusive cost for the advance so there are no APR’s, late fees or hidden extras.
Best of all, the application process is much simpler than for a regular bank loan, and we can have the money in your bank account within days.
Apply in minutes
No security or business plans required
Decision in 24 hours. 90% approval rate
Flexible repayments based on your business performance
One simple cost agreed upfront. No late fees or hidden extras.
See the difference between our merchant cash advances and a traditional bank loan - Compare Here
Do I Qualify?
Qualification for our business cash advances is simple: Contact our customer services team to see if you are eligible.
- In business for at least 12 months
- Average monthly credit and debit card turnover of at least £5,000