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Here´s how it works...

Our fee is disclosed upfront so you know exactly how much you need to pay back.

Our application process is simple, we don’t require security or detailed business plans, and our business cash advances can be pre-approved in as little as 24 hours. Repayments can be set to ensure they are manageable and match your business’ cash flows.

There are countless business funding options available in the UK

Let us help you find which one is the right for you

Get in Touch


Get in touch

Contact us to discuss your exact needs


Apply in Minutes

Complete our simple application


Get a Decision

We’ll assess your application and give you a decision in under 24 hours


Agree on terms

We’ll agree upfront with you the terms of the merchant cash advance.


Receive your Money

You’ll receive your money directly in your Business bank account in days


Ongoing Access to Funds

Our products are flexible so you’ll be eligible for further funds once the advance is repaid.

Business Cash Advances vs. Bank Loans

Compare our flexible, alternative business finance solution with the traditional bank loan.

Other funding OptionsFind the right solution for youGet a quoteIt only takes 5mins

Flexible finance for small businesses

Get a quoteIt only takes 5mins


Business Cash Advance

A fast and flexible way to waise funds for your business


column-1.1.png One clear, all-inclusive fee for duration of the merchant cash advance. No admin charges. No interest. No late fees.

column-1.2.png No Fixed term. Flexible repayment period depending on your sales (typically the advances are repaid in 5 to 10 months).

column-1.3.png Flexible repayment amount depending on your business performance (you repay a % of your card sales)

column-1.4.png No security required

column-1.5.png No Business plan required

column-1.6.png Approval Within 24 hours

column-1.7.png Funding is made Within Days


Bank Loans

Bank Loan requirements for funding are often onerous


column-2.1.png Interest charged according to length of time loan is outstanding. Admin charges and late fees payable.

column-2.2.png Fixed repayment period

column-2.3.png Fixed repayments irrespective of underlying business performance

column-2.4.png In most cases security is required

column-2.5.png Business plan required always

column-2.6.png Approval normally takes weeks

column-2.7.png Funding usually takes weeks

Am I eligible for Coffee Shop financing?

To be eligible for a merchant cash advance, we ask 2 simple questions:

Has your business been trading for a minimum of 6 months?


Does your businesses monthly credit and/ or debit card sales exceed £5,000?


You are eligible!

Apply Now

Merchant Cash Advance:

The flexible alternative to bank loans

Get a quote