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Meet the Team

Our team is dedicated to providing flexible, affordable funding for UK businesses.

Customer Relationships Team

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Matt Sparrow

Matt joined 365 Business Finance after graduating in Economics and Finance. Matt heads one of the sales teams at 365. Matt is an avid Arsenal fan, enjoys rugby and comedy clubs.


Nathan Stewart

After graduating, Nathan started his career working in Asset Management in Asia. He returned to London in 2014 to join 365 Business Finance and runs one of the sales teams. He enjoys running and countryside walks.


Flutra Islami

After graduating with a Masters from The London School of Economics and Political Science, Flutra joined the 365 team and heads the Customer Retention team. With 90% of our clients going on to renew their funding, Flutra is responsible for managing the smooth and efficient running of this funding process. In her spare time, Flutra enjoys home baking, dining out and exploring new places.


Stuart Dawson

Originally from New Zealand, Stu has 11 years of sales experience, including the last three in financial services. In his spare time he enjoys his F45 training, rugby, supporting Chelsea Football Club, and music festivals.


Ramiel Lockett

With several years’ experience in sales, including financial services, Ramiel is currently a senior funding advisor in the sales team. In his spare time he enjoys watching Arsenal FC, playing sports and socialising with friends.


Fisayo Amos

Fisayo has experience in communication design and customer focused roles within diverse sectors. In her spare time, Fisayo enjoys socialising with family & friends, travelling, and exploring new places.

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Matt Lopez

With a number of years’ experience in financial services, Matt is part of the sales team at 365 Business Finance. In his spare time he enjoys socialising with friends, attending sports events and jetting around the world.


Alfie Frost

After graduating from Bournemouth University with a degree in Business Management, Alfie set his sights on moving to London and pursuing a career in business finance. Originally from Hampshire, he is a passionate Southampton FC supporter!


Harry Hartnett

Harry has several years’ experience in customer focused sales roles, before joining the sales team at 365 Business Finance. In his spare time he enjoys travelling, golf and socialising with his friends.


Hossain Amini

After graduating with a degree in engineering from Warwick University, Hossain joined the 365 team, and is now a Funding Advisor. Hossain has always been interested in sales from an early age. In his spare time, he loves to run and play table tennis.


Margaux de Hennin

Margaux grew up in Switzerland and studied in Leeds for four years. She speaks French and English and in her spare time loves to ski, take her Bernese Mountain dog on walks, and socialise with friends.


Angelique Franke

Originally from the Netherlands, Angelique moved to London in 2017 to pursue a career in hospitality. After three years of gaining experience in client-driven roles, she joined 365 Business Finance to strengthen the Customer Retentions Team. In her spare time, Angelique enjoys travelling, going to concerts, and socialising with friends.


Erta Koxhaj

After graduating with a degree in Politics and International Relations and working in sales, Erta joined the Costumer Retentions Team to help develop relationships with existing clients in need of funding. Away from the office, Erta has a penchant for anime; her watchlist exceeds 200 anime from various genres. She also enjoys socialising with friends and spending time with her cat.

Partnerships Team


Chris Thorne

With a wealth of experience in sales and strategic partnerships within card payments, Chris heads our Strategic Partnerships team.


Amy Jones

Amy comes from a FinTech background, where she held senior positions. She is now a senior manager in our Broker/Introducer and Partnerships teams. In her spare time, Amy enjoys time socialising with friends & family, walks with her labradoodle and travelling.



Andrew Raphaely

Managing Director

After qualifying as a Chartered Accountant, Andrew worked in wealth advisory, asset management and hedge funds. He co-founded 365 Business Finance and serves as Managing Director. In his spare time, he enjoys hiking and skiing.


Raf Polatinsky


After qualifying as a Chartered Accountant, Raf worked in Asset Management before joining 365 Business Finance in 2013 to run finance and operations. In his spare time, he enjoys football, cricket and travelling.


Rebecca Howitt

Head of Underwriting

With over a decade of underwriting experience in the FinTech industry, Rebecca leads our underwriting team at 365 business Finance. In her spare time she enjoys playing sports, volunteering and is a cheese aficionado.

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Martin Kennington


With 16 years’ experience in marketing, including nine years in financial services, Martin leads the marketing team at 365 Business Finance.
In his free time he enjoys traveling (to warmer climes), cooking and tennis.