Understanding Business & Merchant Cash Advances

Here’s how our advances work…

You can raise between £5,000 and £100,000 in funding for your business through our business cash advance. Repayments are simple, as they are a fixed percentage of your credit and debit card sales. That means you only repay us when your customers pay you. So when sales are down, repayments are lower.

Because of this: 

  • We have a 90% approval rate
  • There are no APR’S, late payment fees, or hidden extras
  • There is only one all-inclusive cost

It’s Fast and Simple Business Funding

Our application process takes minutes and you receive a decision in under 24 hours. 90% of businesses that meet our basic criteria are approved.

Card Sales and Repayments

3 Steps to Growing Your Business

Step one

1. Apply in

Use your future credit and debit card
sales to raise funds for your business

Step two

2. Get your funds in days

You’ll receive the lump sum directly into your bank account to use on any business requirement.

Step three

3. Watch your business grow

You repay a small  portion of your credit/debit card sales. Repayments are  automatically processed and hassle-free.

Ready to grow your business?

Advantages of our Business Cash Advances

  • One simple all-inclusive cost.
  • Simple application process. 90% approval rate.
  • Get your funds in days.
  • No security or business plans required.
  • No fixed term or fixed monthly payments.
  • Pay us back when you sell to your customers.
  • Dedicated relationship manager to support you.
  • No admin fees, no APR’s, no hidden extras.

See the difference between our Business Cash Advances and a Bank Loan

The Repayment Process of a Cash Advance

We'll agree with you a fixed daily percentage of your credit and debit card sales to repay the advance (typically between 5% and 20% of your  card sales)
You sell to your customers on your credit and debit card terminals.
The pre-agreed percentage is automatically deducted from your daily transactions and you receive the balance of your funds as normal into your regular bank account
This all happens automatically so there is no change to the time it takes you to receive your money (normally three business days)
The daily amount deducted then reduces the balance outstanding on the advance
Collections stop automatically once the advance has been repaid

Application Process

  • Complete our simple application form;
  • You will be allocated a relationship  manager to assist you with any queries that you may have;
  • We’ll assess your application and give you a decision in under 24 hours;
  • You will receive your funding directly into your business bank account within days.

Am I Eligible?

  • Trading for at least 12 months. Unfortunately we are unable to fund start-up businesses;
  • Minimum average monthly credit and/or debit card sales of £5,000.