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Business Cash Advances vs. Bank Loans

Compare our flexible, alternative business finance solution with the traditional bank loan.

Other funding OptionsFind the right solution for youGet a quoteIt only takes 5mins

Flexible finance for small businesses

Get a quoteIt only takes 5mins

Business Cash Advance

A fast and flexible way to raise funds for your business

One clear, all-inclusive fee for duration of the merchant cash advance. No admin charges. No interest. No late fees.

No Fixed term. Flexible repayment period depending on your sales (typically the advances are repaid in 5 to 10 months).

Flexible repayment amount depending on your business performance (you repay a % of your card sales)

No security required

No Business plan required

Approval Within 24 hours

Funding is made Within Days

Bank Loans

Bank Loan requirements for funding are often onerous 

Interest charged according to length of time loan is outstanding. Admin charges and late fees payable.

Fixed repayment period

Fixed repayments irrespective of underlying business performance

In most cases security is required

Business plan required always

Approval normally takes weeks

Funding usually takes weeks

Merchant Cash Advance:

The flexible alternative to bank loans

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