Business Loans Calculator
Calculate the monthly and total repayments on a business loan with our handy business loan calculator
365 Business Finance: Cashflow loan calculator
See how repayments mirror your cashflow
With our business funding, see how repayments are automatically taken as a small percentage of your card sales. This calculator demonstrates how repayments mirror the ebb and flow of your business, easing financial stress - when you have a quiet period, you simply repay less, and when business picks up, you repay more.
How much funding does your business require? *
Estimated monthly card takings *
These figures are estimates
Contact us to get an accurate quote
Your cash advance: £5,000
Total amount repayable: £6,250 *
For every £100 card transaction:
£84 goes to your account
£16 goes towards repayment
* The total amount repayable includes the one-off fee, which never changes
Offers are based on a percentage of your card sales. Please continue to the registration form where we would be happy to contact you to discuss your businesses funding requirements.
How our business funding can help you
Please note, our calculators are designed for indicative use only, to help business owners understand how our Merchant Cash Advance, a flexible type of business funding, works and compares to a traditional business loan.
The total amount repayable can also vary, depending on individual circumstances and terms.
A Merchant Cash Advance acts like a flexible business loan, and is ideal for businesses that processes payments through a card machine (PDQ) and/or online payment system. Benefits include:
Bad credit score or poor credit history isn’t a barrier to receive funding Contact our customer services team on 0207 1000 365 to see if you are eligible or have further funding questions.
Business Cash Advance
Your repayments follow your cashflow
Traditional Business Loan
Repayments DON’T follow your cashflow
I have used 365 Business Finance for the last three years. Fantastic service and money has always been transferred a few days from our application. They collect their money through my card machine which works great in winter months which are slower for me. Highly recommend.
What a great alternative to the lengthy process and hoop jumping the banks were offering. Would definitely not have any hesitation in recommending this to friends and family. Thanks so much guys for your professional attitude and speedy turnaround.
Used 365 for funding earlier this year. Great process, fast response times, Alfie was a pleasure to deal with and super helpful. Easy funding! 100% Recommended
Really quick and flexible form of finance for my business. Harry supported me through the whole process and was able to answer any questions quickly. Would highly recommend.
Hannah, Business Owner
Traditional Business Loans Calculator
See how a traditional business loan is repaid. Please note, this calculator is for indicative use only.
Please note, a traditional bank loan will most likely require security, usually in the form of a tangible asset such as commercial property, stock, machinery or a vehicle. If your business becomes bankrupt or insolvent, the bank can sell the asset to recoup costs.
Taking out a Merchant Cash Advance with us however, does not require any security or business plans.
In addition, opting for a secured loan with a bank usually entails a lengthier application process, as there are due diligence processes to conduct such as valuations, legal costs and business checks.
With a Merchant Cash Advance, approval only takes 24 hours, and funds can be in your account within a matter of days. A dedicated relationship manager is also assigned to help guide you throughout the entire application process.