Alternative business funding in the UK does exist for businesses with poor or bad credit history. Small businesses who have previously had financial difficulty do have recourse to business funding sources but may be required to provide security or a business plan.
There are products on the market which differ from bank loans in that the repayments mirror sales and as such there are no associated APR or late payment fees. These alternative finance solutions known as unsecured cash advances, place far less pressure on cash flow and as such may be easier to procure than a bank loan.