Business funding made simple

wallet_comp.pngPay us back when your customers pay you.
clock_comp.pngFunding in as little as 48 hours.
lock_comp.pngOne all-inclusive cost that never changes.

Business Finance in 3 easy & secure steps


1.  Apply online in minutes

Your business can use future credit and debit card sales to raise capital for unsecured business finance, today. 


2. Get your funds in days

You’ll receive the lump sum transferred directly into your bank account to use on any business requirement.


3. Watch your business grow

Repayments are a small % of your card sales meaning that you only repay when your customers pay you.

The advantages of a business cash advance

adv-1-new_comp.pngSimple application process. 90% approval rate.
adv-2-test_comp.pngDedicated relationship manager.
adv-3_comp.pngNo security or business plans required.
adv-4_comp.pngOne simple all-inclusive cost that never changes.
adv-5_comp.pngNo admin fees, APR’s and hidden extras.
adv-6_comp.pngNo fixed term or fixed monthly payments.

See how we compare to traditional bank loans

Compare here

Repayments are flexible & automatic


Less than 6 months

These figures are estimates
Contact us to get an accurate quote

£0 *






Goes to your account




Goes to 365 Business Finance

* The total amount funded will also include a one-off fee which never changes.

We estimate a repayment term for your required funding of between: 6 month to (whatever the calculator indicates based on the amount of funding)

Offers are based on a percentage of your card sales. Please continue to the registration form where we would be happy to contact you to discuss your businesses funding requirements.

Estimated Repayment Term

  • Funded amount including fixed fee

  • Daily takings

  • Card Split

  • Days to repay

  • Months to repay

Daily Repayments Calculation

  • Maximum Amount Monthly (6 months term)

  • Maximum Amount Daily

  • Minimum Amount Monthly (10 months Term)

  • Maximum Amount Daily

How a Merchant Cash Advance works

Fast and Flexible small business Funding from an established financial services partner.

365 Business Finance has earned a reputation as a reliable, honest and transparent source of small business funding. In an economic environment that continues to pressurise the SME, 365 Business Finances simple application process, clear communication and real desire to empower growth in the SME sector has seen it become a popular choice for small businesses looking for finance to grow their business. Unsecured business loans are suitable for business owners offering access to finance quickly without offering an asset, such as property or collateral, as security for the finance.

365 Business Finance funds businesses in the UK, advancing SMEs finance enabling them to undertake development, purchase stock, settle unexpected bills or any other business need you may have. The flexible repayments offered by 365, that see repayments mirror credit and debit card sales, have proven popular amongst SMEs looking to protect their cashflow.

365 Business Finance works closely with payment processors and card terminal providers allowing for an extremely smooth merchant cash advance application process that does not require the submission of a business plan. Almost 90% of all applications are provisionally approved within 24 hours.

With a strong team of funding specialists on hand, each applicant is allocated a dedicated funding specialist to help them through the application and ensure the finance is approved and available in the quickest time possible.

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